Need Money Fast?
Lost your job? Can’t pay your rent or mortgage? Upset? Worried? Think the worst is going to happen? Can’t even afford to buy my book, “Free Money To Pay Your Bills”
(www.howtogetagrant.com/grgrant10
Here are some quick and easy sources to turn to without buying my latest book (which identifies 4,000 similar sources all over the country):
First of all, don’t, I repeat, DON’T contact a credit counseling agency like those you see advertised on TV or other places, before you find out from the sources below if you really need such help. If you do need these services, the sources below will help you find a reputable one. The U.S. Federal Trade Commission and the IRS warns consumers that many of these “non-profit” counseling agencies are ripping off consumers every day http://www.ftc.gov/opa/2003/10/ftcirs.htm. And if you want to know more about how even the so-called legitimate collection agencies get their money from the credit card companies go to http://www.consumerfed.org/fairshare.pdf. This is why they never talk to you about a bankruptcy option. They don’t get paid if you choose bankruptcy!
Remember, the government may consider you poor and you don’t know it. If you think you make too much money to receive help, put that out of your mind until you review all the programs below. You may not be eligible for every one, but you may be eligible for some. Some programs are aimed at people in financial trouble that have income requirements that to go up to $30,000 or $40,000 a year.
Help With Mortgage, Rent and Credit Counseling…Contact one or many of your local U.S. Department of Housing and Urban Development Counseling Agencies. These groups can help with problems concerning your rent or mortgage and some even have grant money to get you through tough times. They can also help with your credit problems or direct you to an organization that can help you without ripping you off. To locate an office near you go to http://www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm. Remember, if the office near you is not helpful enough contact one a little further away. It could be worth the drive.
Get Extra Money to Train For a Better Job…You may be able to get up to $10,000, plus travel money, day care money, clothing allowance and more to take a few months to upgrade your skills so you can get a job that pays more. Contact your local One-Stop Career Center to see what money programs are available in your area for training. Go to http://www.servicelocator.org/nearest_onestop.asp and look for the nearest center.
Extra Money to Live on While You Look for Work…You may be eligible to receive an extra 7 weeks of unemployment insurance money. Check if your area is eligible at http://workforcesecurity.doleta.gov/unemploy/extenben.asp. You can also collect your unemployment money while you start your own business. See http://workforcesecurity.doleta.gov/unemploy/self.asp. If you don’t know if you are eligible for unemployment insurance money check out http://workforcesecurity.doleta.gov/unemploy/uifactsheet.asp
An Extra $20,000 for all Kinds of Problems…Everyone won’t get $20,000 for just anything. But there are over 1,000 community action agencies that offer money to people in need for all kinds of reasons: day care, food, rent, housing, fuel bills, repairs, auto, etc. To find a community action agency near you contact
Community Action Partnership,
1100 17th St., NW, Suite 500,
Washington, DC 20036.
Phone: 202-265-7546, fax: 202-265-8850,
website: info@communityactionpartnership.com, www.communityactionpartnership.com
$800 for Food, $2,000 for a Short Term Emergency, Day Care, Health Care & More…Every state has a number of programs to protect people in financial trouble. There are programs to help pay for food, help pay for day care, help pay for medical expenses and even programs that give you extra money so you don’t wind up on welfare. To see which of these programs you may be eligible for go to http://www.cbpp.org/1-14-04tanf.htm. This website lists all the major programs along with eligibility requirements for every state.
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